All Suburbs

Woollahra

NSW 2025LGA: Woollahra Council

Investment Score

78

/100

AI Intelligence Summary

Woollahra is one of Sydney's most prestigious eastern suburbs, located just 6km from the CBD. This affluent area is renowned for its heritage character, tree-lined streets, and proximity to both the city and eastern beaches. The suburb attracts high-income professionals and families seeking luxury living in a well-established community. Property values are among Sydney's highest, with heritage homes and quality apartments dominating the market. The area offers excellent amenities including high-end shopping on Queen Street, quality dining, proximity to Centennial Park, and access to prestigious schools. While lacking direct rail connections, Woollahra is well-serviced by buses and close to Edgecliff station. The community maintains strong cultural identity with active local organizations and a notable Jewish community presence. Investment prospects remain strong despite premium pricing, supported by limited supply, heritage restrictions on development, and consistent demand from both local upgraders and international buyers seeking blue-chip Sydney real estate.

Strengths

  • Premium location in Sydney's eastern suburbs
  • Strong heritage character and streetscape appeal
  • Proximity to CBD, beaches, and Centennial Park
  • High-end retail and dining options

Opportunities

  • Continued gentrification of surrounding areas
  • Infrastructure improvements and cycling paths
  • Growing café and restaurant scene
  • Potential for luxury apartment developments

Considerations

  • Very high property prices limiting affordability
  • No direct rail connection
  • Limited parking in commercial areas
  • Heritage restrictions limiting development flexibility

Property Market

Median House

$4.20M

+2.5% 1yr

Median Unit

$1.85M

+3.2% 1yr

Median Townhouse

$3.20M

Rent (House)

$2,300/wk

Rent (Unit)

$1,200/wk

Days on Market

42

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+2.5%+18.2%+35.8%
Unit+3.2%+16.5%+32.4%

Rental Yields

House Yield

2.8%

Unit Yield

3.4%

Townhouse Yield

3.0%

Investment Scorecard

Overall Investment Score78/100
Growth Potential72/100
Cashflow Score58/100
Risk Score (lower = safer)72/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Woollahra at median house price

Standard transfer
$221,850
First Home Buyer
$221,850
Foreign buyer surcharge
$336,000

+8% surcharge

Annual rent income
$119,600

$2300/wk

Interest (80% LVR @ 6.5%)
-$218,400
Other expenses (~2.5%)
-$105,000
Net rental position
-$203,800

Negatively geared

Tax benefit (39% MTR)
+$79,482

Reduces taxable income

After-tax holding cost
$124,318/yr

~$2,391/week

Based on 7.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$5.93M
Capital gain
$1.49M
After discount
$746,021
CGT payable
$290,948

10-Year Hold

Est. value
$8.39M
Capital gain
$3.94M
After discount
$1.97M
CGT payable
$768,995

Investor Quick Summary

Entry cost (stamp duty)

$221,850

After-tax yield

1.71%

Weekly holding cost

$2391/wk

10yr CGT (est.)

$768,995

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

12,500

Median Age

42

Median Income

$95K

per annum

Family Households

58.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

38.0%

Dwelling Mix

Houses: 45%Units: 50%Townhouses: 5%Total: 5,800

Lifestyle & Community

Walkability78/100
Public Transport7/10
Schools Rating9/10
Safety9/10
Family Friendly8/10
Cafes & Restaurants

45

Parks

8

Hospitals

2

Distance to CBD

6.0 km

Nearest Station: Edgecliff Station

Upmarket dining, boutique shopping, cultural events, proximity to parks and beaches, active community groups and quality recreational facilities.

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Data sourced from multiple sources. Last updated 24 March 2026.

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