All Suburbs

Ryde

NSW 2112LGA: City of Ryde

Investment Score

75

/100

AI Intelligence Summary

Ryde (NSW 2112) is an established suburb with a population of 31,907 and a median age of 37 years. The property market shows mixed signals with house prices experiencing an 8.3% decline over 12 months to a median of $2.5 million, while unit prices have grown 14.5% to $698,750. The suburb has strong educational infrastructure with multiple public and private schools including Ryde Public School, Ryde Secondary College, and Holy Cross College. Recent sales activity shows significant variation in property values, from apartments selling around $665,000-$1.35 million to houses ranging from $2.175-$2.8 million. The area has 214 active real estate agencies and over 6,130 sales records, indicating an active property market despite recent house price corrections.

Strengths

  • Strong unit price growth of 14.5% annually
  • Established community with median age of 37
  • Comprehensive educational facilities from K-12
  • Active property market with 214 real estate agencies

Opportunities

  • Unit market showing strong growth potential
  • Diverse property portfolio for different buyer segments
  • Established suburb with potential for infrastructure development
  • Strong rental market with properties available from $380-$460 per week

Considerations

  • House prices declined 8.3% over 12 months
  • High median house price of $2.5 million affecting affordability
  • Some recent sales had prices withheld indicating market uncertainty

Property Market

Median House

$2.50M

-8.3% 1yr

Median Unit

$699K

+14.5% 1yr

Rent (House)

$850/wk

Rent (Unit)

$1,200/wk

Days on Market

42

Auction Clearance

54.0%

Price Growth

Type1 Year3 Year5 Year
House-8.3%
Unit+14.5%

Rental Yields

Unit Yield

63.0%

Investment Scorecard

Overall Investment Score75/100
Growth Potential72/100
Cashflow Score68/100
Risk Score (lower = safer)72/100
Affordability Index62/100

Tax & Financial Intelligence

CPA-grade analysis for Ryde at median house price

Standard transfer
$119,890
First Home Buyer
$119,890
Foreign buyer surcharge
$200,000

+8% surcharge

Annual rent income
$44,200

$850/wk

Interest (80% LVR @ 6.5%)
-$130,000
Other expenses (~2.5%)
-$62,500
Net rental position
-$148,300

Negatively geared

Tax benefit (39% MTR)
+$57,837

Reduces taxable income

After-tax holding cost
$90,463/yr

~$1,740/week

Based on 5.0% p.a. growth (assumed), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$3.19M
Capital gain
$558,314
After discount
$279,157
CGT payable
$108,871

10-Year Hold

Est. value
$4.07M
Capital gain
$1.44M
After discount
$719,923
CGT payable
$280,770

Investor Quick Summary

Entry cost (stamp duty)

$119,890

After-tax yield

1.08%

Weekly holding cost

$1740/wk

10yr CGT (est.)

$280,770

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

31,907

Median Age

37

Family Households

51.0%

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Data sourced from multiple sources. Last updated 24 March 2026.

Data quality score: 56/100

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