All Suburbs

Manly

NSW 2095LGA: Northern Beaches Council

Investment Score

72

/100

AI Intelligence Summary

Manly is one of Sydney's most prestigious beachside suburbs, located on the Northern Beaches peninsula approximately 17km northeast of the CBD. Famous for its stunning ocean and harbour beaches, the Corso pedestrian mall, and ferry connections to Circular Quay, Manly epitomizes the Australian beach lifestyle. The suburb attracts a diverse mix of professionals, families, and lifestyle seekers drawn to its unique combination of natural beauty, recreational opportunities, and reasonable CBD accessibility. With median house prices exceeding $4 million, Manly sits firmly in the luxury market segment, supported by strong fundamentals including low vacancy rates and consistent demand. The area's character blends beachside relaxation with urban sophistication, featuring excellent dining, shopping, and entertainment options. Manly's tourism appeal adds vibrancy but also creates seasonal fluctuations in the rental market. The suburb's established infrastructure, protected natural environment, and iconic status ensure its continued desirability among affluent buyers and renters seeking premium coastal living.

Strengths

  • Iconic beachside location with ocean and harbour frontage
  • Direct ferry connection to Sydney CBD providing unique transport option
  • Strong tourism and hospitality sector creating economic diversity
  • Excellent recreational amenities including beaches, walks, and water sports

Opportunities

  • Short-term rental potential capitalizing on tourism demand
  • Luxury renovation projects given high property values
  • Commercial property investments in hospitality sector
  • Long-term capital growth in premium beachside market

Considerations

  • Extremely high property prices limiting affordability and buyer pool
  • Low rental yields making cash flow challenging for investors
  • Seasonal tourism fluctuations affecting rental market stability
  • Limited development opportunities due to geographical constraints

Property Market

Median House

$4.10M

+7.5% 1yr

Median Unit

$1.28M

+5.5% 1yr

Rent (House)

$1,815/wk

Rent (Unit)

$885/wk

Days on Market

25

Vacancy Rate

1.3%

Auction Clearance

75.8%

Price Growth

Type1 Year3 Year5 Year
House+7.5%+33.8%
Unit+5.5%+23.4%

Rental Yields

House Yield

2.3%

Unit Yield

3.6%

Investment Scorecard

Overall Investment Score72/100
Growth Potential78/100
Cashflow Score55/100
Risk Score (lower = safer)65/100
Affordability Index45/100

Tax & Financial Intelligence

CPA-grade analysis for Manly at median house price

Standard transfer
$214,850
First Home Buyer
$214,850
Foreign buyer surcharge
$328,000

+8% surcharge

Annual rent income
$94,380

$1815/wk

Interest (80% LVR @ 6.5%)
-$213,200
Other expenses (~2.5%)
-$102,500
Net rental position
-$221,320

Negatively geared

Tax benefit (39% MTR)
+$86,315

Reduces taxable income

After-tax holding cost
$135,005/yr

~$2,596/week

Based on 6.8% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$5.69M
Capital gain
$1.35M
After discount
$675,455
CGT payable
$263,427

10-Year Hold

Est. value
$7.89M
Capital gain
$3.55M
After discount
$1.78M
CGT payable
$692,422

Investor Quick Summary

Entry cost (stamp duty)

$214,850

After-tax yield

1.40%

Weekly holding cost

$2596/wk

10yr CGT (est.)

$692,422

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

16,500

Median Age

36

Median Income

$88K

per annum

Lifestyle & Community

Walkability90/100
Public Transport78/10
Schools Rating88/10

Premium beach lifestyle with extensive recreational opportunities, quality dining and shopping, and regular cultural events

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Data sourced from multiple sources. Last updated 24 March 2026.

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