All Suburbs

Liverpool

NSW 2170LGA: Liverpool City

Investment Score

74

/100

AI Intelligence Summary

Liverpool is a major suburban hub in Sydney's southwest, approximately 27km from the CBD. As one of the region's most significant commercial and transport centers, Liverpool offers excellent connectivity through its major train station and proximity to the M5 and Hume Highway. The suburb features a diverse multicultural community with strong population growth driven by urban renewal projects and infrastructure development. Liverpool's transformation from an industrial area to a modern suburban center has been accelerated by significant government investment, including the new Liverpool Hospital redevelopment and emerging health and education precincts. The median house price of $880,000 represents strong value compared to inner Sydney, while the 4.1% rental yield reflects solid investment fundamentals. The area benefits from extensive shopping facilities at Westfield Liverpool, diverse dining options reflecting its multicultural population, and improving amenities. With major infrastructure projects including the Western Sydney Airport rail link and continued urban densification, Liverpool is positioned as a key growth corridor. The suburb attracts young families and investors seeking affordability with strong transport links to employment centers.

Strengths

  • Major transport hub with excellent train connectivity to Sydney CBD and Parramatta
  • Significant infrastructure investment including hospital redevelopment and transport upgrades
  • Strong rental demand from diverse tenant pool including students and young professionals
  • Established retail and commercial precinct with Westfield Liverpool as regional anchor

Opportunities

  • Benefit from Western Sydney Airport development and associated infrastructure
  • Urban renewal projects creating modern apartment and townhouse developments
  • Growing health and education sectors providing employment and rental demand
  • Potential for commercial property investment near transport nodes

Considerations

  • Social perception issues requiring ongoing urban renewal efforts
  • Traffic congestion during peak periods despite good public transport
  • Competition from other developing southwest corridors
  • Need for continued investment in public amenities and streetscape improvements

Property Market

Median House

$880K

+10.8% 1yr

Median Unit

$490K

+9.2% 1yr

Rent (House)

$695/wk

Rent (Unit)

$490/wk

Days on Market

21

Vacancy Rate

2.6%

Auction Clearance

64.8%

Price Growth

Type1 Year3 Year5 Year
House+10.8%+46.5%
Unit+9.2%+36.8%

Rental Yields

House Yield

4.1%

Unit Yield

5.2%

Investment Scorecard

Overall Investment Score74/100
Growth Potential78/100
Cashflow Score76/100
Risk Score (lower = safer)68/100
Affordability Index72/100

Tax & Financial Intelligence

CPA-grade analysis for Liverpool at median house price

Standard transfer
$34,130
First Home Buyer
$13,652

Save $20,478

Foreign buyer surcharge
$70,400

+8% surcharge

Annual rent income
$36,140

$695/wk

Interest (80% LVR @ 6.5%)
-$45,760
Other expenses (~2.5%)
-$22,000
Net rental position
-$31,620

Negatively geared

Tax benefit (39% MTR)
+$12,332

Reduces taxable income

After-tax holding cost
$19,288/yr

~$371/week

Based on 9.3% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.37M
Capital gain
$454,195
After discount
$227,097
CGT payable
$88,568

10-Year Hold

Est. value
$2.14M
Capital gain
$1.22M
After discount
$611,402
CGT payable
$238,447

Investor Quick Summary

Entry cost (stamp duty)

$34,130

After-tax yield

2.50%

Weekly holding cost

$371/wk

10yr CGT (est.)

$238,447

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

30,500

Median Age

32

Median Income

$52K

per annum

Lifestyle & Community

Walkability75/100
Public Transport78/10
Schools Rating72/10

Urban convenience with major shopping, diverse dining reflecting multicultural population, and excellent transport access to employment centers and entertainment precincts

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Data sourced from multiple sources. Last updated 24 March 2026.

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