All Suburbs

Blacktown

NSW 2148LGA: Blacktown City

Investment Score

78

/100

AI Intelligence Summary

Blacktown is a major suburban hub located 34 kilometers west of Sydney's CBD, serving as the commercial and administrative center of Western Sydney. This diverse and rapidly evolving suburb combines urban convenience with suburban affordability, making it increasingly attractive to families, investors, and first-home buyers. The area has undergone significant transformation in recent years, with major infrastructure investments including the Sydney Metro Northwest extension and extensive urban renewal projects. Blacktown's strategic position as a transport interchange, combined with its established shopping precincts, educational facilities, and proximity to employment centers like Parramatta and the CBD, positions it as a growth corridor suburb. The median house price of $920,000 represents strong value compared to inner Sydney, while the 4% rental yield and low vacancy rate of 2.3% indicate healthy investment fundamentals. The suburb's multicultural character, with over 40% of residents born overseas, creates a vibrant community atmosphere with diverse dining, shopping, and cultural offerings. Major developments including the $2 billion Blacktown City Centre renewal project promise to further enhance the area's appeal and property values.

Strengths

  • Major transport hub with train station and upcoming Sydney Metro connections
  • Strong infrastructure investment including $2 billion city centre redevelopment
  • Excellent affordability compared to inner Sydney markets
  • Diverse multicultural community with strong social cohesion

Opportunities

  • Significant capital growth potential from major infrastructure projects
  • First-home buyer market entry point with government incentives
  • Development and subdivision opportunities in transitioning areas
  • Commercial property investment near transport nodes

Considerations

  • Distance from Sydney CBD may limit appeal for some buyers
  • Ongoing urban renewal creates temporary construction disruption
  • Some areas still undergoing gentrification transition
  • Competition from other Western Sydney growth corridors

Property Market

Median House

$920K

+11.2% 1yr

Median Unit

$510K

+9.5% 1yr

Rent (House)

$710/wk

Rent (Unit)

$490/wk

Days on Market

19

Vacancy Rate

2.3%

Auction Clearance

66.2%

Price Growth

Type1 Year3 Year5 Year
House+11.2%+48.5%
Unit+9.5%+38.2%

Rental Yields

House Yield

4.0%

Unit Yield

5.0%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score75/100
Risk Score (lower = safer)72/100
Affordability Index72/100

Tax & Financial Intelligence

CPA-grade analysis for Blacktown at median house price

Standard transfer
$35,930
First Home Buyer
$21,558

Save $14,372

Foreign buyer surcharge
$73,600

+8% surcharge

Annual rent income
$36,920

$710/wk

Interest (80% LVR @ 6.5%)
-$47,840
Other expenses (~2.5%)
-$23,000
Net rental position
-$33,920

Negatively geared

Tax benefit (39% MTR)
+$13,229

Reduces taxable income

After-tax holding cost
$20,691/yr

~$398/week

Based on 9.7% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.46M
Capital gain
$501,045
After discount
$250,522
CGT payable
$97,704

10-Year Hold

Est. value
$2.32M
Capital gain
$1.36M
After discount
$680,713
CGT payable
$265,478

Investor Quick Summary

Entry cost (stamp duty)

$35,930

After-tax yield

2.44%

Weekly holding cost

$398/wk

10yr CGT (est.)

$265,478

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

47,200

Median Age

33

Median Income

$55K

per annum

Lifestyle & Community

Walkability70/100
Public Transport72/10
Schools Rating70/10

Family-friendly suburban living with urban amenities, diverse dining options, cultural festivals, and improving recreational facilities

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Data sourced from multiple sources. Last updated 24 March 2026.

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